FORMAL COLLECTION LETTER — FINAL DEMAND FOR PAYMENT
=====================================================

[Your Name / Business Name]
[Your Address]
[City, Postcode / State, ZIP]
[Your Email]
[Your Phone]
[Date]

[Client Name / Business Name]
[Client Address]

RE: FORMAL DEMAND FOR PAYMENT — Invoice [INVOICE NUMBER] — [X] DAYS OVERDUE

Dear [Client Name],

RE: FORMAL DEMAND FOR PAYMENT

This letter constitutes a formal demand for payment of [CURRENCY][TOTAL AMOUNT]
due under Invoice [INVOICE NUMBER].

OUTSTANDING BALANCE:
- Original Invoice Amount: [CURRENCY][AMOUNT]
- Late Fees Accrued: [CURRENCY][LATE FEE AMOUNT]
- Statutory Interest (if applicable): [CURRENCY][INTEREST]
- TOTAL OUTSTANDING: [CURRENCY][TOTAL]

Invoice [INVOICE NUMBER] was issued on [INVOICE DATE] with payment due on
[DUE DATE]. Despite written communications on the following dates, this debt
remains unpaid:

[DATE 1 — method: email/letter/phone]
[DATE 2 — method: email/letter/phone]
[DATE 3 — method: email/letter/phone]
[DATE 4 — method: email/letter/phone]

DEMAND: Payment of [CURRENCY][TOTAL] must be received within 14 days of the
date of this letter.

CONSEQUENCE OF NON-PAYMENT: Failure to pay will result in:
- Referral to a debt collection agency, and/or
- Legal proceedings to recover the debt plus all costs of collection
- All correspondence has been retained as evidence

Payment details:
[PAYMENT METHOD AND DETAILS]
Reference: Invoice [INVOICE NUMBER]

If you wish to dispute this invoice, you must respond in writing within 7 days
of this letter stating the grounds of your dispute.

This communication has been retained as evidence for any subsequent proceedings.

[YOUR FULL NAME]
[YOUR BUSINESS NAME]
[YOUR ADDRESS]
[DATE]
Sent by: email / recorded post [delete as applicable]